Call: Help To Buy has ended, but how did it work?
The Government lent buyers between 10% and 20% of the cost of a property, so that you’ll only needed a 5% cash deposit and 75% mortgage to make up the rest.
They would not charge loan fees on the 20% loan for the first five years of owning your home. The loan is paid back either at the end of the mortgage term or when the property is sold.
The scheme has come to an end for now but you can check out the government own your home website for other schemes.
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